There’s a time-honored expression that says life insurance is for the living. That it’s not about you. That it’s about caring for your loved ones with the financial security they deserve long after you've passed on. Montgomery offers a different perspective on life insurance. That it is about you, too, and that the decisions you make in the here-and-now are just as important as their impact in the hereafter.
Purchasing life insurance can be stressful. Otherwise responsible adults procrastinate on making decisions on life insurance, colonoscopies and gym memberships perhaps more than any other events. In fact, according to a recent report by Statista, a German research and database company, just 54% of Americans own life insurance.
The Statista report claims Americans object to the cost and need for life insurance. But Montgomery believes there are other issues at work here because life insurance is such an emotionally-charged subject. Nobody likes to ponder death. Nobody wants to envision their families going forward without them. And so, we just stop thinking about it.
You will also see that your independent Montgomery agent manages the discussion in a patient, thoughtful and personal manner. You will learn your agent has access to dozens of partners that provide excellent life insurance options. All your questions will be answered. And the entire conversation will move at your pace.
In the end, life insurance is about caring for your loved ones and meeting your responsibilities. It’s also about taking the financial pressure off your family and sparing them from tough decisions should you suddenly pass. It provides the cash they need to manage funeral expenses, pay off debts, pay estate taxes, help fund college educations and, perhaps, downsize to a smaller home. Benefits from life insurance offer your family options and financial security they may not otherwise have.
The original manuals and historic photos, as well as your car’s repair history, will help you appreciate your investment and might even increase its value.
"Responsive... Professional... Innovative. We had a wonderful experience with Montgomery Insurance Services when shopping for Life Insurance. Tom took the time to review all of our options and helped us make the best decision. There was never any pressure....they moved at our pace. When we had questions at night time and on the weekends, Tom took the time to review everything with us. We now have the peace of mind knowing that our insurance is in order. We were very impressed with the turn around time and responsiveness. Very impressed!"