Commercial Insurance

Protect Your Business

No small business is immune from risks. And since accidents happen and mistakes are made, astute business owners know they have to be ready for anything. That’s why we make it a priority to know each client’s unique business interests inside and out. Here are just some of the ways your Montgomery agent will work with you to determine the risks facing your business, your employees and your customers – and help you prevent the disruptions that invariably derail growth.

General Liability Insurance Coverage

General Liability

With this coverage, you and your business will be protected against damage, accidents and legal expenses related to out-of-court settlements and court judgments.

Property Insurance Coverage for Business and Home Owners


Unexpected events such as fire or weather fury can strike at any time.  Property insurance will help ensure your business can recover quickly and with as little disruption as possible.

Commercial Auto Insurance Plans

Commercial Auto

Protect your employees and your vehicles with insurance coverage that guards against road hazards, distracted drivers, inexperienced drivers and poor weather conditions.

Works Compensation Insurance

Workers Compensation

Keeping your employees safe is critical to your business. This coverage provides you and your team important protection if and when on-the-job injuries occur.

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Commercial umbrella insurance provides additional – and vital – coverage for liability claims made on general liability, commercial auto or your standard liability insurance.

Flood Protection


Federal Disaster Assistance may not be enough to offset costs caused by flood damage. Ask your agent about insurance that protects both your physical location and its contents.

Marine Coverage

Inland Marine/Ocean Cargo

If your business transports equipment or materials across water, you need insurance that protects stored goods on land and while in transit. Montgomery can help.

Builders Risk Coverage

Builders Risk

You need insurance to protect your company’s interest against damage or theft of materials, fixtures, tools and equipment awaiting installation on a construction or renovation project.

Professional Liability Insurance Coverage

Professional Insurances

Professional liability insurance helps limit your exposure to mistakes. It is important protection against claims of negligence, misrepresentation or inaccurate advice.

Bonds Protection


As a working professional or business owner, you may qualify for a commercial bond. Montgomery will help ensure your compliance with state licensing and permit regulations.

Pollution Business Coverage


Pollution liability insurance helps you meet contractual requirements and guard against coverage gaps. It also helps protect the financial stability and reputation of your business.

Cyber Threat Coverage and Protection

Cyber Threats

In our increasingly exposed society, cyber security insurance protects your business against malware, phishing and hackers – and the resulting loss of data, credit integrity and revenue.

Our Insights

How to winterize and protect your motor bike

As winter approaches, the time has come to shut down and clean up that motorcycle, ATV, dirt bike or whatever else moves our h

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How to winterize and protect your boat

Winter’s coming. And for our clients fortunate enough to own a watercraft, it’s time to put baby to bed for a few months.

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Gone in 60 seconds – or even sooner

You pop into your local Wawa to grab your morning coffee. A little cream, a little sugar. Just like every day. Except today...

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Why Montgomery?

From the start of your relationship with a Montgomery agent, your insurance strategy is always monitored, always evaluated for efficiency and always subject to a cost-effective adjustment when needed.  It’s why our clients — our friends and neighbors in the Delaware Valley — have invested their trust and faith in us for more than 75 years.

What are the 3 types of life insurance?

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Term life insurance

You'll receive a guaranteed death benefit for the term you choose, and your payments are guaranteed to remain level for the length of the term.

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Whole life insurance

Gives you level premiums, strong guarantees, and valuable protection. It can also build cash value, which you can access through loans.

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Fixed annuities/fixed income

You make just one lump-sum premium payment in exchange for a guaranteed stream of income for your retirement years.

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