Avoid apocalyptic accidents by providing protection for yourself with Disability Insurance PA can trust!
8/24/2011 11:15:00 AM
Many occurrences have happened to make us feel like the world is coming to an end. With so many different predictions swirling around, it is no wonder people are stressed and panicked at times. Here is an overview, according to The Delaware County Times, of events that have happened and how we have managed to stay alive during them:
Pandemics
During the 14th century, the Black Plague wiped out a quarter of Europe's population. From 1918-1919, a flu bug killed at last 20 million people around the world. In the 1980s, AIDS went mainstream and worldwide, killing tens of millions and is still adding to the tally.
Why we are still here:
Humans have proven to be resistance fighters in the war against disease. Mosquito nets have kept malaria in check, vaccines keep diseases away, clean water stops transmission, and good nutrition can improve our natural ability to fight off infection. Mother Nature has also lent a hand, as many of the most deadly viruses are too weak to be airborne and can be killed by cleaning solutions and sterilization.
Economic collapse
Is it possible the next Great Depression will ruin the dangerously linked global economy? We have come close to finding out in the past few years. The "flash crash" of May 2010, when stocks fell 10% or more in minutes, bled roughly $1 trillion in market value. This showed us just how quickly U.S. markets can plummet in an age of high-frequency trading and the impact it has around the globe.
Why we are still here:
Every crisis has helped make the system a bit more disaster-proof. After the flash crash, the SEC put in place rules halting trading if swings are deemed too great. These "circuit breakers" kick in if any S&P 500 stock rises or falls 10% or more in a five-minute period. Overseas, European nations are also trying to hit the brakes on market free falls.
Flood and drought
Ideally, we have plenty of clean water to drink, cook with, irrigate crops, swim in, and flush away. Unfortunately, that balance isn't offered up by nature. Instead, we have droughts and floods in various parts of the world in any given year. In 1931 a flooding Huang He (Yellow) River in China killed 3.7 million people. The Dust Bowl of the 1930s left nearly 500,000 Americans homeless.
Why we are still here:
As for drought, there is some comfort in that 70% of the world is covered in water of some sort. Strides in desalinization technology have made it easier to produce potable water in parts of the world where the soil is dead. Technology also helps build better dams and levees. In addition, the UN established the World Water Assessment Programme in 2000 to study and offer potential remedies for global water shortages.
Our world and humankind is resilient, making us all feel invincible at times. However, this feeling can leave us vulnerable, causing us to be blindsided by unpredictable accidents. At Montgomery Insurance Services Inc., we encourage you to protect yourself from all harm with our disability insurance PA can rely on!
With long term disability insurance, PA workers don’t have to stress about wages lost due to injury. We can offer a number of affordable options that can be tailored to meet your specific needs. If you are hurt and must take time out of work, our disability insurance will cover length of time you may be out of work.
Although workers compensation is required by law to be provided to you by your employer, disability insurance is not required in every state. Therefore, if your employer does not provide enough or any Pennsylvania disability insurance, you can come to us for affordable coverage.
We have many options for comprehensive long term disability lines to best suit your needs, including: adjusting disability coverages to meet your changing needs, helping secure monthly payments to safeguard your standard of living, and protecting your financial future. So don’t hesitate, keep yourself and your family safe with our disability insurance in PA!
Pandemics
During the 14th century, the Black Plague wiped out a quarter of Europe's population. From 1918-1919, a flu bug killed at last 20 million people around the world. In the 1980s, AIDS went mainstream and worldwide, killing tens of millions and is still adding to the tally.
Why we are still here:
Humans have proven to be resistance fighters in the war against disease. Mosquito nets have kept malaria in check, vaccines keep diseases away, clean water stops transmission, and good nutrition can improve our natural ability to fight off infection. Mother Nature has also lent a hand, as many of the most deadly viruses are too weak to be airborne and can be killed by cleaning solutions and sterilization.
Economic collapse
Is it possible the next Great Depression will ruin the dangerously linked global economy? We have come close to finding out in the past few years. The "flash crash" of May 2010, when stocks fell 10% or more in minutes, bled roughly $1 trillion in market value. This showed us just how quickly U.S. markets can plummet in an age of high-frequency trading and the impact it has around the globe.
Why we are still here:
Every crisis has helped make the system a bit more disaster-proof. After the flash crash, the SEC put in place rules halting trading if swings are deemed too great. These "circuit breakers" kick in if any S&P 500 stock rises or falls 10% or more in a five-minute period. Overseas, European nations are also trying to hit the brakes on market free falls.
Flood and drought
Ideally, we have plenty of clean water to drink, cook with, irrigate crops, swim in, and flush away. Unfortunately, that balance isn't offered up by nature. Instead, we have droughts and floods in various parts of the world in any given year. In 1931 a flooding Huang He (Yellow) River in China killed 3.7 million people. The Dust Bowl of the 1930s left nearly 500,000 Americans homeless.
Why we are still here:
As for drought, there is some comfort in that 70% of the world is covered in water of some sort. Strides in desalinization technology have made it easier to produce potable water in parts of the world where the soil is dead. Technology also helps build better dams and levees. In addition, the UN established the World Water Assessment Programme in 2000 to study and offer potential remedies for global water shortages.
Our world and humankind is resilient, making us all feel invincible at times. However, this feeling can leave us vulnerable, causing us to be blindsided by unpredictable accidents. At Montgomery Insurance Services Inc., we encourage you to protect yourself from all harm with our disability insurance PA can rely on!
With long term disability insurance, PA workers don’t have to stress about wages lost due to injury. We can offer a number of affordable options that can be tailored to meet your specific needs. If you are hurt and must take time out of work, our disability insurance will cover length of time you may be out of work.
Although workers compensation is required by law to be provided to you by your employer, disability insurance is not required in every state. Therefore, if your employer does not provide enough or any Pennsylvania disability insurance, you can come to us for affordable coverage.
We have many options for comprehensive long term disability lines to best suit your needs, including: adjusting disability coverages to meet your changing needs, helping secure monthly payments to safeguard your standard of living, and protecting your financial future. So don’t hesitate, keep yourself and your family safe with our disability insurance in PA!